Lowe's Advantage Card image

Lowe’s Advantage Card

The Lowe’s Advantage Card is an excellent choice for those who shop at Lowe’s frequently and want to save as much as possible. With the Lowe’s Advantage Card, you receive a 5% discount on everything at Lowe’s, and the annual fee is $0. This Synchrony Bank-issued card gives you a flat 5% discount on everything, and unlike store cards, you don’t have to spend more money to get rewards points. People with significant home improvement needs can also benefit from this card, as they can quickly shift their spending to Lowe’s.

About Lowe’s Retail Stores

Lowe’s is one of the largest hardware retailers in the United States. Their headquarters are in Mooresville, North Carolina, and they have over 2,000 stores. They have expanded rapidly since its beginning in 1921. Lowes currently employs over 300,000 people. Lowe’s notable employees include founders Carl Buchan and Patricia Ziegler and current CEO Marvin Ellison.

How to make use of a Lowe’s Advantage Card?

  • Apply for the Lowe’s Advantage Card when you have a large purchase to start with significant savings.
  • When you sign up and are approved, you will receive a discount of up to $100 off on your first purchase with the card.
  • Use the card whenever you make a Lowe’s purchase, but plan for your 5% discount or unique financing options. You can’t use both of these offers simultaneously, so you’ll have to pick one.
  • If you choose a special financing offer, make sure you can pay it off before it expires. Otherwise, you will be forced to pay deferred interest at the standard variable APR of 26.99%.
  • Similarly, if you choose fixed monthly payments with a lower APR on any large purchases, make sure you can make at least the monthly payments and pay off the balance early or on time.
  • Even if you opt for 5% off your purchases rather than special financing, you should pay off your credit card balance as soon as possible. The high variable APR charged by this card will quickly wipe out any savings from the discount.

Benefits of Lowe’s Advantage Card

  • With this card, you can get a 5% discount on all eligible purchases at Lowe’s. It is one of the most rewarding credit cards for home improvement purchases available. You are rewarded immediately; there is no waiting to collect points.
  • Unlike most credit cards, the Lowe’s Advantage Card offers a sign-up bonus you can take advantage of right away: Upon approval, you’ll receive a coupon good for 20% off your first purchase (up to a maximum savings of $100).
  • There is no annual fee for the Lowe’s Advantage Card. This makes it simple to save money even if you don’t use it for a while, like when you’re in the middle of a remodelling project.

Lowe’s Gift Cards

Lowe’s gift cards are very useful to present to a dear person. Their gift cards are very beneficial because there is no expiration for Lowe’s Gift Cards. You can purchase them online or win them by taking part in a survey. There are Lowe’s egift cards & plastic gift cards available in the market. Also, Lowe’s is conducting a special customer survey called My Lowes Feedback and the participants can win huge cash from it.

How to check Lowe’s Gift Card Balance?

There are three ways to check the Lowe’s Gift Card balance. They are

  1. Through online mode
  2. By making a phone call to 1 800 560 7172
  3. Consulting Customer Service desk in Lowe’s Stores.


Is the Lowe’s Advantage card a credit card?

The Lowe’s Advantage Card is a credit card issued by the store. Because it is not part of a major credit card network like Visa or Mastercard, it is valid for only Lowe’s purchases.

How do you get 20% off at Lowes?

Sign up for a Lowe’s Advantage Card to receive a 20% off coupon code for your first purchase. It is helpful to save money on orders for tools and accessories, outdoor power equipment, and much more. Only valid on the first purchase. To take advantage of the offer, you must first sign up.

What is the benefit of a Lowe’s credit card?

The Lowe’s Advantage Card offers discounts and financing options to Lowe’s customers. Cardholders can choose between 5% discounts, six-month special financing on purchases over $299, or fixed payments over 84 months at a reduced APR of 7.99% with a minimum $2,000 purchase.

Where can I use the Lowes gift card?

This gift card is available on EZ PIN and can be used to purchase goods or services at any Lowe’s store or online at www.lowes.com.


Lowe’s is a home improvement store that offers a variety of home improvement supplies and products. Lowe’s sells many home improvement items such as paint, lumber, doors, windows and more. Lowe’s has a rewards program called the Lowe’s Advantage Card. The Lowe’s Advantage Card program is tied in with Lowe’s gift card program. If you have some gift cards that you received as a gift but you don’t plan on using them right away, you can transfer those gift cards to your Lowe’s Advantage Card account. If you ever decide to use them, you can use your Lowe’s Advantage Card to pay for them.